(647)-699-0387 
1st Time Buyers Mortgage
We help our City Place Community Along Each Step of the Way with Simple and Smart Residential and Commercial Mortgages. As a City Place Community Neighborhood Mortgage Provider, We Understand the Area Better Than Any.
We Help First Home Buyers
Don’t Worry About
- Good & Bad Credit
- No Income or Low Income
- Self-Employed or Contractor
- Separated or Divorced
Appraisal And Down Payment
Property appraisals are only needed for Traditional Mortgages. This is where you as the buyer would put 20% or more down on your home’s purchase price.
What If I Don’t have a 20% down payment?
You will need to purchase mortgage insurance. This insurance is to protect the lender from higher risk mortgage loans. As a first-time home buyer, you have the ability to put as little as 5% down, provided you meet the necessary qualifications.
Lawyer
A Lawyer is required to represent you when you purchase a home.
- Your lawyer receives and pays out the money you borrow from the lenders
- Your lawyer Closes your mortgage on the assigned date.
Your lawyer informs you of your legal responsibilities in the mortgage process and manages your closing costs.
We’ll help you understand all your financing options and find a mortgage that you can manage. We will guide you through the process and will provide an easy, quick and hassle-free process.
First Mortgage Lowest Rates
First Mortgage Fastest Approval
Speak With An Expert
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